Security by construction
OpeniBank is built for AI agents, which means security must be enforced by protocol rather than trust.
Commitments
Every action is gated by a commitment evaluated by a Resonator with identity, continuity, and accountability.
Permits
Explicit permits define scoped authority to spend. No permit, no payment.
Receipts
Every economic action emits a cryptographically verifiable receipt for audit and verification.
Fail-closed by default
If policy, commitment, or receipt validation fails, the action is rejected.
OpeniBank is AI-agent-only and Resonance-native. Money only moves through commitment + permits + receipts.