OB
OpeniBank

OpeniBank v4
System Documentation

Production architecture and operating model across six core systems. Every section includes service model, implementation boundaries, and deep-dive subpages.

Self-Banking Engine

Personal financial operating system with deterministic controls

Production Track

OpeniBank Solo Mode packages wallet, ledger, permits, receipts, and a local CreditChain bootstrap into one self-hosted runtime. The objective is full financial control in minutes without external custodianship.

Production Pillars

  • •4-compartment wallet model (Vault, Operational, Escrow, Delegated)
  • •Double-entry ledger with fixed-point Amount(i128, 8 decimals)
  • •CommitmentGate 5-phase transfer pipeline with fail-closed semantics

Deep Dives

Quickstart and Day-0 ExperienceWallet and Ledger ArchitectureCommitmentGate, Permits, and Receipts
5 detailed pagesOpen System

DEX/CEX Trading

Execution fabric across local matching, exchange connectors, and hosted trade nodes

Production + Expansion

OpeniBank trading combines local orderbook execution with network-mode CEX integrations and a node-hosting model. The product surface spans retail terminal UX, hosted trade node services, and institutional execution controls.

Production Pillars

  • •Price-time priority orderbook matching (BTreeMap core)
  • •Maker/taker fee logic based on notional value
  • •Unified market data: ticker, orderbook, trades, klines

Deep Dives

CEX/DEX Node TopologyMatching Engine and Clearing IntegrationTrading Node Hosting Services
4 detailed pagesOpen System

Institutional Settlement

Clearing-house and settlement infrastructure for enterprise-grade flows

Production Track

Institution Mode extends core banking into payment, clearing, settlement, and compliance overlays. It is designed for banks and regulated operators running dedicated infrastructure.

Production Pillars

  • •Payment node for multi-rail initiation
  • •Clearing-house cycle with multilateral netting
  • •Settlement node with adapter abstraction

Deep Dives

Payment and Clearing Node CompositionSettlement Node and Adapter FrameworkCompliance Overlay and Policy Packs
5 detailed pagesOpen System

CreditChain

Multi-mode chain layer for private, consortium, and public operation

Production Track

CreditChain introduces chain-native stablecoin mechanics, multi-node orchestration, and gateway-managed routing across private, consortium, and public deployments.

Production Pillars

  • •Private/consortium/public chain mode toggles
  • •Configurable native gas token per deployment
  • •Gateway abstraction for multi-chain operations

Deep Dives

Chain Modes and Token EconomicsGateway and Multi-Node RoutingStablecoin Domains and Bridge Flows
4 detailed pagesOpen System

AI Trading Agents

LLM-assisted decisioning with deterministic execution controls

Production + Expansion

OpeniBank agent mode separates decision proposal from execution authority. Brains can be rule-based, ML, LLM, or hybrid, but all spend-capable actions pass through safety and commitment gates.

Production Pillars

  • •Brain abstraction (Rule / ML / LLM / Hybrid)
  • •ProposedAction model separated from execution authority
  • •Guard layer (budget, rate, anomaly, kill switch)

Deep Dives

Agent and Brain ArchitectureSafety Guard LayerSkill System and SDK Surface
4 detailed pagesOpen System

Bot Strategies

Reusable strategy packs for automated portfolio and execution management

Production + Expansion

Strategy modules provide repeatable behaviors such as DCA, grid, market making, arbitrage, and portfolio rebalancing. They operate inside the same safety and commitment framework as all other agent actions.

Production Pillars

  • •Versioned strategy templates with explicit parameter schema
  • •Backtest/simulation loop before live activation
  • •Shared safety gate across all strategy executions

Deep Dives

DCA and Grid Strategy SystemsMarket Making StrategyArbitrage Detection and Portfolio Rebalancing
4 detailed pagesOpen System