Trade like a fund.
Bank like the future.
OpeniBank fuses a pro-grade terminal with an AI banker that plans, simulates, and executes under receipt-backed controls — on rails built for real assets: iWallet custody, CreditChain settlement, the iUSD reserve.
Markets, live now
Top pairs by volume — click through to the terminal.
One bank, four surfaces
Trading first — everything else exists to make the trade safer, smarter, and settled.
Trade
Hyperliquid-class execution surface: live depth, tape, leveraged paper engine, one-click order flow. Built dense, built fast, built for people who trade every day.
- 150+ live markets
- Order book + tape at 1.5s cadence
- Up to 50× (simulated margin)
iBanker AI
A quant copilot on every chart — trend, momentum, book imbalance, taker flow, fused into bias and strategy. The full runtime plans, simulates, and executes under policy gates.
- Live signal stack in the terminal
- Plan → simulate → approve → execute
- Receipts for every decision
Earn
The OLP liquidity pool shares protocol PnL. iBanker strategy vaults put the same agent brain to work on your idle balance. The iUSD Prime Reserve is the cash leg.
- OLP flagship pool
- AI-managed strategy vaults
- iUSD reserve at T-bill yield
Bank
Under everything: iWallet multi-chain custody, CreditChain settlement finality, and the OpeniBank ledger core enforcing permits, commitments, and receipts.
- Multi-chain custody (EVM/BTC/SOL/TRON)
- L1 settlement with BFT finality
- Five-gate money boundary
Product Architecture
Public web and desktop experiences above a shared banking core and an enterprise-grade agent runtime.
openibank/
├── openibank-web ← Main public product for most users
├── ibanker-desktop ← macOS-first rich financial client
├── ibanker ← Enterprise TypeScript agent runtime
├── shared-control-plane
│ ├── UAMS ← identity, sessions, entitlements, org roles
│ ├── account-plane ← balances, wallets, subscriptions, accounts
│ ├── policy-plane ← approvals, limits, delegated authority
│ └── evidence-plane ← receipts, activity, audit, explanations
├── pillars
│ ├── iBanker ← AI banker orchestration and tools
│ ├── iWallet ← custody, wallets, recovery, balances
│ ├── CreditChain ← settlement rails and programmable money
│ ├── iTrade ← markets, routing, execution, portfolio motion
│ └── OpeniBank Core ← banking OS spine and shared systems
└── agent-banking-subsystem
├── Ask ← understand customer or operator intent
├── Plan ← propose workflow and required approvals
├── Simulate ← estimate outcome before live action
├── Approve ← collect policy and human gates
└── Execute ← perform deterministic, receipt-backed actionsNon-Negotiable Invariants
Six rules that are never broken. They define OpeniBank's security model.
Identity, account authority, and policy are checked before privileged actions
Every value movement and approval path produces receipt-grade evidence
Simulation and production execution are clearly separated
Wallet custody and delegated authority stay explicit and auditable
AI banker actions are constrained by skills, tools, and approval boundaries
The same user and organization model spans web, desktop, mobile, and enterprise
The AI era of markets
starts at the terminal.
Live data, a $100k simulated book, and an AI banker on your desk — no signup, no keys, no risk. The stack is open-source under Apache 2.0.
$ git clone github.com/openibank/openibank
$ cd openibank
$ cargo test --workspace
test result: ok. 248 passed; 0 failed