Product 01

iBank App and Agent Banking Runtime

Deploy programmable banking workflows for AI agents with wallets, permits, escrow, and verifiable receipts.

Audience: AI infra teams, fintech product teams, and enterprise operations groups.

Capabilities

Operational capabilities by status

Claims are split between currently available functionality and planned roadmap scope.

Unified OpeniBank server

Available now

Single binary includes wallet, ledger, issuer, PALM orchestration, UAL command surface, and dashboard endpoints.

Deterministic and LLM-assisted modes

Available now

Run without model credentials for deterministic validation, or connect providers such as Ollama, OpenAI, Anthropic, Gemini, and Grok.

Agent account controls

Available now

Budgets, permit chains, escrow checkpoints, and cryptographic receipt verification workflows.

Institution preset packs

Planned

Prebuilt policy bundles for major regulated operating profiles.

Deployment

Deployment models

Choose a deployment profile based on risk, governance, and operating timeline.

Developer local

Single host runtime for deterministic demos and integration tests.

Team self-hosted

Persistent environment with internal API integration and custom auth.

Enterprise managed

Dedicated clusters with policy controls, audit exports, and support runbooks.

Need a launch blueprint for this product?

Use the demo flow to map scope, dependencies, and rollout phases with your team.

Looking for another layer? DAX + MDAX Exchange Layer, OpeniBank Marketplace Hub, IUSD and Stablecoin Operations, CreditChain Settlement Layer.